Agit, Alamsyah, Susilawati Muharram, Mashuri Masri, Rusny, and Subhan Akbar Abbas. “Masa Depan Digital Monetary: Studi Reflektif Terhadap Teknologi Keuangan Digital Dalam Perekonomian”. JDEP (Jurnal Dinamika Ekonomi Pembangunan) 9, no. 2 (July 30, 2026): 265–278. Accessed August 6, 2026. https://jdep.upnjatim.ac.id/index.php/jdep/article/view/1097.